With extensive knowledge of the pre-owned housing market, I help you find the best financing option for an efficient, hassle-free purchase.
IS BUYING A HOME IN THE U.S. MORE EXPENSIVE NOW?
What you need to know about fees, government assistance, and how to prepare with an expert by your side.
Buying a home in the United States is a major financial decision. But with recent changes in the market, such as new rules on commissions and access to assistance programs, it’s important to have clear information from the very beginning.
In this blog, we cover three key aspects for homebuyers and explain how Sue Dovales, Mortgage Loan Advisor, can be your ally from day one.
WHO PAYS THE REAL ESTATE AGENT’S COMMISSIONS NOW?
Recently, the U.S. real estate market has shifted from the traditional model: now, buyers may have to cover their own agent’s commission, which can represent an additional 2% to 3% of the property’s value, according to Telemundo.
This change can directly impact your budget if you don’t factor it in from the very beginning of the process.
HOW CAN SUE DOVALES HELP YOU?
NOT SURE HOW THIS CHANGE AFFECTS YOU?
Schedule a free initial consultation with Sue and organize your budget with clear, reliable information.
GOVERNMENT ASSISTANCE PROGRAMS THAT CAN HELP YOU
The federal government and some states offer support programs for homebuyers, especially for those purchasing a home for the first time.
According to USA.gov, these benefits may include:
Assistance with the down payment
Help covering closing costs
Lower interest rates
Special programs for veterans, teachers, and essential workers
HOW CAN SUE DOVALES HELP YOU?
Sue identifies which programs fit your profile and guides you through the application process. Whether you have an ITIN instead of an SSN or need to present income from your home country, she knows how to build your case correctly.
WANT TO KNOW IF YOU QUALIFY FOR ASSISTANCE?
Request your free consultation with Sue and explore your options with professional guidance.
THE VALUE OF HAVING AN EXPERT GUIDE BY YOUR SIDE
Buying a home isn’t just about getting a loan. It’s about understanding what you can afford, how to present your financial profile, and having a clear strategy from the start.
Sue Dovales has over 15 years of experience. She was a Realtor before becoming a Mortgage Advisor, so she understands both sides of the process. She also works with partners who offer loans to cover the down payment if you don’t have the full funds available.
WHY CHOOSE SUE?
Because her approach is clear, calm, and personalized. She speaks your language, understands your culture, and supports you every step of the way, from pre-approval to closing.
READY TO TAKE THE FIRST STEP WITH CONFIDENCE?
Yes, the market is changing. But with accurate information, reliable guidance, and a clear strategy, the dream of owning a home in the U.S. is still within reach.
Don’t make big decisions without an expert guide.
Get your first consultation with Sue Dovales at no cost and start your journey with confidence.
